About Alicia Burns

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So far Alicia Burns has created 10 blog entries.

What Does Total Loss Mean?

In the event of a car accident, if a vehicle is damaged beyond repair then it becomes classified as a “total loss” by your insurance company. This can affect how your insurance claim is paid. There are three main factors considered before a vehicle is labeled as a total loss. What is the cost of [...]

Five Factors Affecting Your Insurance Premiums

The cost of auto insurance can vary greatly from each individual, even between those with similar driving histories or personal details (like age). There are many different factors that are considered when insurance companies calculate your monthly auto insurance premium. Here are some of those factors that are considered: The type of vehicle you own [...]

How Deductibles Can Affect Premiums and How You Can Save

Looking for ways to save in your out of pocket monthly expenses? Adjusting your deductible levels on your car insurance could save you a bit or more each month. Insurance rates are inversely proportional to your deductible level, so if you were to raise your deductible then the cost of your monthly car insurance bill [...]

Distracted Driving

According to the National Highway Traffic Safety Administration and the United States Department of Transportation, in 2014, distracted driving accounted for over 400,000 injuries and over 3,000 fatalities. Distracted driving means more than just not texting while driving. While putting down the cell phone is a start, there are still many other bad habits that [...]

The Benefits Of Business Insurance

Whether your business is big or small, having some level of business insurance will help to protect your company from litigation or loss. Don’t put yourself or your business at risk – reach out to us today to start a new policy or add additional coverage today. If you need more convincing to add business [...]

What You Need To Know About Boat Insurance

Boat insurance, or marine insurance, is the coverage of loss or damage to most types of watercrafts such as leisure crafts, pontoon boat, paddle boats, fishing boats, and yachts. Boat insurance is not extended to kayaks, canoes, or personal watercrafts. These items are usually protected under your homeowner’s or renter’s insurance. Luckily, at Magruder Insurance, [...]

Motorcycle Insurance FAQ

Is motorcycle insurance required in the State of Florida? Yes, in fact all states require motorists to carry insurance but the amount of coverage can vary by state. Florida requirements can be confusing because the “No-Fault” rule in Florida does not apply to motorcyclists which requires vehicle drivers to carry Personal Injury Protection (PIP) insurance. [...]

Top Ten Car Insurance Myths Busted!

There are some things that people may think they know or have heard about car insurance that they believe to be true that are actually common misconceptions. Rumors are easy to start and spread like wildfire if they make even the slightest bit of sense and it holds true even for topics like car insurance. [...]

10 Reasons To Get Business Insurance

Starting a new business can be exhilarating; working for yourself, branching off on your own or into uncharted waters. It also comes with many risks, so it is important to protect yourself and your business with adequate insurance coverage. Here are ten reasons to why you need business insurance. It is the law There are [...]

Questions You Should Be Asking Your Life Insurance Agent

Life insurance can be a good investment to provide a financial umbrella for your family should you pass away unexpectedly. The last thing you want your loved ones to worry about is bills and debt collectors when they should be grieving. An important part of getting life insurance is knowing what to ask your agent [...]