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So far RobJessa has created 16 blog entries.

Do Red Cars Get More Tickets?

For many years people have assumed that the color red attracts an officer more than any other color, resulting in more tickets for those drivers. But interestingly, law enforcement agencies across the country agree that the color of a person’s car does not determine whether they will be stopped and ticketed. The driving habit of [...]

Five Helpful Tips From Mercury Insurance to Take the Stress Out of Moving

Moving into a new home or apartment can undoubtedly be stressful – rarely do we realize just how much stuff we’ve accumulated until tasked with packing it into a series of boxes, and it can be overwhelming to figure out where to begin. But moving doesn’t have to induce a panic attack and, with these [...]

 KNOW YOUR HOMEOWNER POLICY

There are many parts or coverages on your homeowner policy.  You should be familiar with them and what they do cover in case of a loss.  Here is a description of some of them.  Property Property coverage helps pay for damage caused by covered perils to your home, the contents of your home and other [...]

Tips To Avoid Insurance Fraud When Buying Auto Insurance

Although it may not occur to many, fraudsters don't always try to steal only banking information. There are easier, less secure ways of trying to get your infromation like getting it directly from the source - you. Take for instance the amount of information you provide when shopping for auto insurance. Name, date of birth, [...]

What Does Recreational Vehicle Insurance Cover?

Insurance is always significant whether it is a house, auto, or health insurance. What a lot of people fail to consider is insurance for their Recreational Vehicle or recreational toys like motorcycles. Insurance is always smart, but it is a necessity if you travel. Let's take a look at some basic points you should check [...]

Understanding Motorcycle Insurance

The laws related to motorcycle insurance has been a cause of confusion for many motorcycle owners. Many motorcycle owners mistakenly assume that their automobile insurance will cover them when they are on their motorcycle or may think that if they happen to be hit by a motorist, then that motorist's insurance will be enough to [...]

6 Steps To Lower Your Insurance Rates

Obviously, some of these factors cannot be changed at will. A teenage driver must learn to become a safe driver, so that by the time they are 40, they should pose a low risk. However, there are some changes that you can make in your personal habits or how you select coverage that may improve [...]

5 Personal Factors That Affect Car Insurance Rates

Car insurance rates vary on a person-to-person basis. There are a variety of personal factors that may affect costs for insurance. While many know that things like age and driving history directly affect car insurance costs, there are other factors that many may not realize also have an effect on how insurance companies assess costs. [...]

5 Helpful Tips To Take The Stress Out Of Moving

Moving into a new home or apartment can undoubtedly be stressful – rarely do we realize just how much stuff we’ve accumulated until tasked with packing it into a series of boxes, and it can be overwhelming to figure out where to begin. But moving doesn’t have to induce a panic attack and, with these [...]

Why Do I Need Renter’s Insurance?

When you rent an apartment or home, you are sometimes not required to purchase renters insurance by the owner of the building, but it is a necessary coverage for you to consider. So many things could happen to your contents, such as fire, storm damage, theft, or vandalism. If the tenant above you turns the [...]

Drones Liability On Homeowner Insurance Policy

Drone use has opened a whole new market for insurance carriers.  While many are using the drones for pleasure use (taking pictures for personal enjoyment)  others are using them commercially. Before you start flying your drone, be sure to know the rules especially if you plan on using it commercially. Drones are being used for [...]

Does Your Home Owners Insurance Cover Your Dog?

We love our pets.  They provide us with security and comfort.  But did you know that on average a dog bite claim costs about $37,000? Dog bites can result in physical injury or death and also emotional trauma. And dog bites are just part of the risk! Injuries that occur if someone trips over your [...]

Important Tips To Make Sure Your Car Is Hurricane Ready

With most of your focus on your family and home, you may not think much about your car during a hurricane. But, it may just be your key to safety if you need to evacuate. Make sure your car is ready and that you understand how to drive in severe conditions. Well in advance: Prepare [...]

4 Auto Insurance Tips

The following are some auto insurance tips you should consider. 1.When renting a vehicle it is a good idea to take pictures of all sides of the rental with your phone to eliminate any discrepancies when returning it.  It will show the condition of the vehicle at the time you rented it.  Take close ups [...]

Pat’s First Blog Article

I am Pat Magruder, the founder and owner of the Magruder Agency.  I started my little Brandon Insurance agency in 1989. Since then, I have grown it into a full featured insurance agency. As a family business, we are still devoted to the highest level of service possible with a friendly style. We are an [...]