About Alicia

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So far Alicia has created 79 blog entries.

How Long Is An Accident On My Driving Record?

2018-12-11T18:25:03+00:00

You’ve recently been in a car accident and now are considering aspects other than injuries and repairs – will my accident be forgiven? How long will the accident stay on my driving record? How will my car insurance be affected? A car accident could stay on your record for 3-5 years in the state of [...]

How Long Is An Accident On My Driving Record? 2018-12-11T18:25:03+00:00

What Happens If You Hit An Uninsured Driver?

2018-12-10T19:58:23+00:00

Getting into an accident is definitely stressful - and the last thing you want to deal with. But since we do not completely hold our fate, the best thing we can do is to know our rights and implement proper action. This is specifically important if you are hit by an uninsured driver since you [...]

What Happens If You Hit An Uninsured Driver? 2018-12-10T19:58:23+00:00

How Do I Lower My Car Insurance After An Accident?

2018-12-10T19:33:02+00:00

It may be challenging to get cheap car insurance after an accident, most especially if your auto insurance company doesn't provide Accident Forgiveness. Fortunately, you no longer need to worry about the increased cost after a car accident - there are some things you can do to lower your car insurance rates. One of the [...]

How Do I Lower My Car Insurance After An Accident? 2018-12-10T19:33:02+00:00

What Kind Of Business Insurance Does An LLC Need?

2018-11-25T00:33:16+00:00

The Limited Liability business structure is increasingly becoming very common among enterprises. One of the major reasons is that it offers the tax advantages of a partnership. Most often, the assets of the owners of LLC enterprises are off-limits and they can be held liable for the debts as well as obligations of the business. [...]

What Kind Of Business Insurance Does An LLC Need? 2018-11-25T00:33:16+00:00

Things You Should Know About Your Motorcycle Insurance Coverage

2018-11-22T14:50:52+00:00

On the road motorcyclists are more susceptible to accidents as compared to people driving their cars or trucks. The chances of severe injury and death are higher in motorcycle riders. According to the report of the National Highway and Safety Authority, the American economy has to suffer from a loss of $16 annually to motorcycle [...]

Things You Should Know About Your Motorcycle Insurance Coverage 2018-11-22T14:50:52+00:00

Awesome Car Insurance Benefits You Didn’t Know You Had

2018-11-21T22:38:36+00:00

Car insurance is a requirement for being on the road – at least a minimum amount of coverage is. Limiting yourself to only the state’s minimum coverage can leave you open to future costs if you are ever in an accident – even if the car accident wasn’t your fault. Carefully review your coverages to [...]

Awesome Car Insurance Benefits You Didn’t Know You Had 2018-11-21T22:38:36+00:00

Do I Need Homeowner’s Insurance If I Have Paid Off My Home?

2018-11-21T22:26:34+00:00

Homeowners insurance is something you hope you never need to rely on but is a relief to have if a disaster ever does strike.  In many cases, if you financed your home, then homeowner’s insurance is a requirement to have. But what if you have paid off your home, what then? Do you still need [...]

Do I Need Homeowner’s Insurance If I Have Paid Off My Home? 2018-11-21T22:26:34+00:00

Homeowner’s Insurance Frequently Asked Questions

2018-10-25T17:11:36+00:00

We revive several questions about Homeowner's Insurance and figure we would attempt to address the need by creating a blog to answer some of the most common questions we receive. If you have a question not listed here or would like additional information, then feel free to give us a call and we will be [...]

Homeowner’s Insurance Frequently Asked Questions 2018-10-25T17:11:36+00:00

5 Ways Your Home Insurance Should Be Ready For Halloween

2018-10-18T03:42:48+00:00

Halloween is just around the corner, and the spookiness in your house won't be just because of the decorations. Larger monsters, like premises liability and property damage, will be approaching your house for trick and treats and it is important to have adequate coverage to keep your home out of trouble from them. So, do [...]

5 Ways Your Home Insurance Should Be Ready For Halloween 2018-10-18T03:42:48+00:00

Fire Safety Resource Guide Part 2

2018-10-09T11:52:20+00:00

Escaping in a Fire Situation Let’s say that even after taking fire prevention measures, you unfortunately find yourself in a fire situation. Below are some of the steps that you need to follow to get yourself and your loved ones out of this troublesome situation. Planning To deal with any adverse situation, you always need [...]

Fire Safety Resource Guide Part 2 2018-10-09T11:52:20+00:00

Fire Safety Resource Guide Part 1

2018-10-09T11:20:57+00:00

Fires can be the most damaging and fatal of accidents when they occur. The smoke, the flames, and in fact, the temperature itself can cause serious problems to both life and property. In recent years there has been a considerable increase in these types of accidents – on average there is a fire every 86 [...]

Fire Safety Resource Guide Part 1 2018-10-09T11:20:57+00:00

October Is Fire Safety Month: Common Causes & Prevention

2018-09-28T14:59:46+00:00

October is Fire Safety Month and we are starting this month’s blog off with some important fire safety tips and common causes of household fires to help you prevent fires in your home and keep your family safe. Fire in the home is a devastating event which may lead to loss of life, injuries, and [...]

October Is Fire Safety Month: Common Causes & Prevention 2018-09-28T14:59:46+00:00

Why Life Insurance Is Important For The Stay At Home Parent

2018-08-23T18:49:19+00:00

When we think about life insurance everyone knows that it is important to cover the bread winning parent’s income in case of tragedy. But does the stay at home parent need life insurance coverage as well? Many people don’t think so because the value of the stay at home parent is not fully recognized until [...]

Why Life Insurance Is Important For The Stay At Home Parent 2018-08-23T18:49:19+00:00

Buying Life Insurance On Someone Else?

2018-08-23T18:20:05+00:00

What You Need To Know About Insurable Interest And Consent There are several different reasons that you may want to purchase life insurance on someone else’s life, or that someone else may want to purchase life insurance on you. And most of the time a person’s reasons for wanting to buy a life insurance policy [...]

Buying Life Insurance On Someone Else? 2018-08-23T18:20:05+00:00

Tips For Communicating With Loved Ones During And After A Disaster Or Wide Spread Emergency

2018-08-23T15:03:02+00:00

While we are calmly making our way through hurricane season right now, it is a great time to discuss one aspect of emergency and disaster preparedness that often goes unplanned until it is too late – communication. One of the most frightening aspects of being involved in a wide spread emergency or natural disaster is [...]

Tips For Communicating With Loved Ones During And After A Disaster Or Wide Spread Emergency 2018-08-23T15:03:02+00:00

How To Remove Gas And Transmission Fluid Stains From Your Driveway Or Garage

2018-08-13T18:30:30+00:00

One of the most unsightly things homeowner’s deal with when trying to keep the outside of their homes looking its best are gas and transmission fluid stains that build up on their driveways, sidewalks, and garage flooring. What really makes gas and transmission fluid stains so frustrating is how difficult it can be to get [...]

How To Remove Gas And Transmission Fluid Stains From Your Driveway Or Garage 2018-08-13T18:30:30+00:00

What Should Be In An Emergency Roadside Kit?

2018-08-13T14:39:00+00:00

Everything You Need To Know To Pack Your Own Emergency Roadside Kit The best type of driver is one that is prepared. Although vehicle technology has gotten better over the years, and cars do break down less frequently, you never know when or where you might be faced with an emergency roadside situation. Having a [...]

What Should Be In An Emergency Roadside Kit? 2018-08-13T14:39:00+00:00

How To Safely And Comfortably Live In Your Home While Remodeling It

2018-07-30T21:07:09+00:00

Once you have made the decision to make renovations to your home, whether they are major or small renovations, you then have to make the decision of whether or not you will live in your home during the remodeling process. For many people, moving out during the remodeling process simply is not a financially feasible [...]

How To Safely And Comfortably Live In Your Home While Remodeling It 2018-07-30T21:07:09+00:00

Tips Every Small Business Owner Needs To Know To Best Prepare For Hurricane Recovery

2018-07-27T16:43:42+00:00

Any entrepreneur or small business owner knows that getting your business up and running requires a lot of hard work and dedication. You want to make sure you do everything you can to protect yourself and your business, so you don’t lose everything you have worked so hard for. But when it comes to natural [...]

Tips Every Small Business Owner Needs To Know To Best Prepare For Hurricane Recovery 2018-07-27T16:43:42+00:00

5 Safety Tips For Motorcylists

2018-07-27T16:38:16+00:00

Riding a motorcycle can make you feel free and it can be exhilarating. It also helps save on gas on your long commute to work, so while your riding your bike every day, here are some important motorcycle safety tips to remember. Use Safety Gear By far the most important thing to do when riding [...]

5 Safety Tips For Motorcylists 2018-07-27T16:38:16+00:00

Baby Proofing Tips For Your Rental Home Or Apartment

2018-07-20T19:03:03+00:00

When it comes to baby proofing your home there is a lot to be done. And overlooking something that should have been baby proofed can be dangerous or even deadly. Properly baby proofing your home can be even more challenging if your home is a rental or if you live in an apartment, as your [...]

Baby Proofing Tips For Your Rental Home Or Apartment 2018-07-20T19:03:03+00:00

What Are The Signs Of Foundation Problems?

2018-07-20T16:17:47+00:00

Your home is most likely the most important and most expensive investment you will ever make. And that is why it is important to make sure you are protecting it. You already know that it is important to make sure you have homeowner’s insurance and to make sure you keep up with the regular maintenance [...]

What Are The Signs Of Foundation Problems? 2018-07-20T16:17:47+00:00

What You Should Do To Protect Your Home From Hurricanes, Tornadoes, And Other High Wind Storms

2018-07-09T16:49:33+00:00

Living in Florida, most people have heard the saying “hide from wind, run from water”. This tells us that if there is any type of high wind storm coming our way, we can simply hide from it and we will be ok. But what does “hiding” mean? There are some things that you can and [...]

What You Should Do To Protect Your Home From Hurricanes, Tornadoes, And Other High Wind Storms 2018-07-09T16:49:33+00:00

Switching Auto Insurance Companies – 5 Common Mistakes To Avoid

2018-06-18T16:39:22+00:00

Financial matters are often complicated for most people to understand so most times they learn from mistakes, and one aspect that is continuously associated with these mistakes is auto insurance. Having a car is great, but it comes along with additional expenses, auto insurance occupying third place in that long list. Ensuring you get the [...]

Switching Auto Insurance Companies – 5 Common Mistakes To Avoid 2018-06-18T16:39:22+00:00

What Happens And What Should You Do If You Add The Wrong Type Of Fuel To Your Gas Tank

2018-06-11T13:12:33+00:00

It happens. We get distracted and think we are acting out of habit and suddenly we realize we’ve put the wrong type of fuel into our gas tank. You’re not alone. Or maybe you accidentally filled up with the wrong fuel because you didn’t know what type of fuel you were supposed to use – [...]

What Happens And What Should You Do If You Add The Wrong Type Of Fuel To Your Gas Tank 2018-06-11T13:12:33+00:00

How To Help Your Children Cope After A Natural Disaster

2018-06-11T12:46:43+00:00

A natural disaster can cause a lot of damage to our homes, our communities, and our lives. For children the stress and anxiety brought on by the natural disaster itself, coupled with any damages left behind can be difficult to cope with. But there are some things you can do to help make the experience [...]

How To Help Your Children Cope After A Natural Disaster 2018-06-11T12:46:43+00:00

The Most Common Culprits At Blame For Distracted Driving

2018-06-08T06:04:54+00:00

It is obvious that we should do anything we can to prevent ourselves from distracted driving. But what constitutes a distraction while on the road? You may think that distracted driving may only refer to use of technology like mobile phones and GPS devices, and while technology is one of the largest and most common [...]

The Most Common Culprits At Blame For Distracted Driving 2018-06-08T06:04:54+00:00

What You Need To Know When Packing An Emergency Disaster Kit

2018-06-11T12:56:45+00:00

There are many types of natural disasters and emergency situations that could cause us to have to leave our homes on short notice. Of course, in Florida the most common concerns are hurricanes and tornadoes, but we know that there are also other emergency situations that could make us leave on short notice such as [...]

What You Need To Know When Packing An Emergency Disaster Kit 2018-06-11T12:56:45+00:00

Everything You Need To Know About Driving In Inclement Weather

2018-06-04T14:48:35+00:00

One of the most dangerous things we all do almost every day, if not every day, is driving. Auto accidents are the leading cause of death for people in the first half of their life (from newborn up to age 44). Inclement weather makes driving conditions even more dangerous than they normally are, so here [...]

Everything You Need To Know About Driving In Inclement Weather 2018-06-04T14:48:35+00:00

What To Look For On Your Apartment Walkthrough

2018-05-18T17:55:22+00:00

Making a move to your new apartment can be exciting. But in that excitement, it can be easy to miss important details that you should have caught on your apartment walkthrough. This can lead to problems with your apartment while you’re living in it or leave you without being able to get your deposit back [...]

What To Look For On Your Apartment Walkthrough 2018-05-18T17:55:22+00:00

Boating Etiquette And Safety Tips For New Boating Enthusiasts

2018-05-11T01:06:12+00:00

If we have a driver’s license, then we know that there are specific laws and standard courtesies that are expected of us as a driver on the road. However, many new boating enthusiasts are unaware that there are very similar standard courtesies that are expected on the water. Knowing the basics of boating safety and [...]

Boating Etiquette And Safety Tips For New Boating Enthusiasts 2018-05-11T01:06:12+00:00

What Types Of Insurance Should A Subcontractor Have?

2018-04-30T19:39:00+00:00

Subcontractors and artisan contractors are professionals who are held to a very high and strict expectation of insurance requirements. These requirements are so strict because these types of professions are generally providing services which could put the client or their property at a risk for significant harm if the work is not completed properly and [...]

What Types Of Insurance Should A Subcontractor Have? 2018-04-30T19:39:00+00:00

What To Consider Before Buying An RV

2018-04-17T16:09:54+00:00

So, you’ve decided to join the crowd and purchase your first RV. No doubt owning an RV has many benefits to offer when traveling – no need to worry about hotel reservations, ability to make stops anywhere along your route, freedom to travel where you wish, ability to bring more of your belongings along with [...]

What To Consider Before Buying An RV 2018-04-17T16:09:54+00:00

Going Overboard: What To Do If A Passenger Falls Off Your Boat

2018-04-12T13:11:46+00:00

Boating is a very popular pastime for many individuals looking for a way to relax, spend time with family and friends, soak in the sun and good weather, cool off, and enjoy the water. However, even the most prepared and experienced boater knows to expect the unexpected as we never know what can happen once [...]

Going Overboard: What To Do If A Passenger Falls Off Your Boat 2018-04-12T13:11:46+00:00

Important Insurance Coverage For Your Business

2018-04-05T02:51:33+00:00

When you own a business and hire employees to help you get work done, you are often required by law to carry at least some sort of insurance to protect your business and/or employees. Worker’s Comp Insurance The most common insurance that is required by law to carry is Worker’s Compensation Coverage. This type of [...]

Important Insurance Coverage For Your Business 2018-04-05T02:51:33+00:00

New Ways To Save On Homeowners’ Insurance

2018-03-30T17:50:49+00:00

Any way you can save money is always a good thing, especially when you don’t have to sacrifice quality. There are a few tips and tricks of the trade that could save you a little bit of money on your homeowners’ insurance. Shop Around One of the best things about going through an independent insurance [...]

New Ways To Save On Homeowners’ Insurance 2018-03-30T17:50:49+00:00

Minimize Your Business Risks For These Common Insurance Claims

2018-03-22T04:05:41+00:00

We may be an insurance agency, but we don’t want our clients to have to file a claim – especially if it can be avoided by giving some simple advice. Here are just a few of the many ways that your business can avoid the top most common insurance claims. Fire Make sure your business [...]

Minimize Your Business Risks For These Common Insurance Claims 2018-03-22T04:05:41+00:00

Advice For Becoming A Landlord

2018-03-19T03:43:27+00:00

There may be a few reasons why you are considering renting out your home. Perhaps it was bought as an investment and its time to start making money off the purchase, or maybe its time for your family to expand and you are looking for some more space to make that happen. Whatever may be [...]

Advice For Becoming A Landlord 2018-03-19T03:43:27+00:00

Do You Have A Gap In Your Homeowners’ Coverage?

2018-03-09T23:10:37+00:00

According to the FBI’s Uniform Crime Reporting (UCR) Program, there were over two million home burglaries in 2012 throughout the United States. In addition, there was a total of over $4.7 billion in property that was stolen during these burglaries. Hopefully these individuals had adequate homeowners’ or renters’ insurance to cover their financial loss. Although [...]

Do You Have A Gap In Your Homeowners’ Coverage? 2018-03-09T23:10:37+00:00

5 Driving Safety Tips To Make You A Better Driver

2018-03-05T17:56:35+00:00

Everyone has heard “drive safe” at some point in their life – whether from a loved one, a driving instructor, or signs on the roadway. Driving safe means more than wearing your seat belt or not driving under the influence. As we spend more time on the roadways behind the wheel of our vehicles, often [...]

5 Driving Safety Tips To Make You A Better Driver 2018-03-05T17:56:35+00:00

How Much Life Insurance Should I Get?

2018-02-19T04:32:45+00:00

There’s more to purchasing life insurance than just picking a level of coverage and signing up. The amount of coverage you select is important – will it be enough? And we don’t just mean to provide your family with a continued source of income should you pass away unexpectedly, there are other reasons to consider [...]

How Much Life Insurance Should I Get? 2018-02-19T04:32:45+00:00

5 Of The Strangest Insurance Policies

2018-02-14T20:01:53+00:00

This is the standard definition of insurance: “A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in exchange for a premium.” And when most of us think of being insured we think of the basics: life, home, car, health, dental. But [...]

5 Of The Strangest Insurance Policies 2018-02-14T20:01:53+00:00

Why Business Insurance is Important for Small Business Owners

2018-02-10T03:37:45+00:00

Whether you are a hugely successful business or just starting out on your business ventures, it is never a good idea to assume that you are exempt from disasters. In any type of business, there are dozens of things that could go wrong. Natural disasters, personal injuries, illnesses - these are just a few of [...]

Why Business Insurance is Important for Small Business Owners 2018-02-10T03:37:45+00:00

Common Tax Scams and How to Avoid Them This Tax Season

2018-01-31T14:52:03+00:00

Although we may be an independent insurance agency, the folks at Magruder also feel a responsibility towards our clients and community to provide them with important information - like tax scams that will be on the rise the next few months. Now that W-2's have been sent and everyone has started to file, you may [...]

Common Tax Scams and How to Avoid Them This Tax Season 2018-01-31T14:52:03+00:00

How Can Employee Practices Liability Protection Help My Business?

2018-02-14T19:54:38+00:00

If you are a business owner, Employee Practices Liability Insurance may be something you want to consider. Unfortunately, many people overlook this type of insurance because they already have Workers’ Comp. Confusing the two different types of insurance can be a big mistake and can end up costing you money. But what exactly is Employee [...]

How Can Employee Practices Liability Protection Help My Business? 2018-02-14T19:54:38+00:00

How To Change A Flat Tire

2018-01-11T15:32:03+00:00

Got a flat? Knowing how to change a flat tire can save you a lot of time and hassle. It is a skill that every man (and woman) should possess. Here’s a simple guide on how to do it: What you will need: -Jack -Lug wrench -Spare tire -Owner’s manual for the vehicle If you [...]

How To Change A Flat Tire 2018-01-11T15:32:03+00:00

What Type Of Insurance Does A Photographer Need?

2018-01-10T21:32:15+00:00

Photography or videography can be extremely expensive. Most photographers, professionals and hobbyists alike, are always upgrading their gear to keep up with the ever improving technology and looking for ways that will improve the quality of their images. This can lead to a vast collection of cameras, lenses, flashes, tripods, filters, camera bags, memory cards, and [...]

What Type Of Insurance Does A Photographer Need? 2018-01-10T21:32:15+00:00

When A Life Insurance Policy May Not Payout

2017-12-27T16:13:22+00:00

When you are paying for your life insurance company (or your spouse is), it doesn’t seem fair that there are some instances in which they may not pay out a claim. There are five common instances in which a life insurance policy will not pay out a death benefit: Suicide or Heath Related Deaths Homicide [...]

When A Life Insurance Policy May Not Payout 2017-12-27T16:13:22+00:00

How To Make A Home Inventory List

2017-12-18T17:22:30+00:00

If a fire destroyed your home and belongings, would you be able to recall how many pots or pans you had? How many business shirts, movies, or jewelry? Do you remember where you purchased your furniture and how much it cost – or would cost to replace? Filing a claim with your homeowner’s insurance carrier [...]

How To Make A Home Inventory List 2017-12-18T17:22:30+00:00

Do I Need Renter’s Insurance If I Live With My Parents?

2017-12-13T14:57:05+00:00

Nearly half of all American college graduates return to live at home after graduation. With the rising costs of living expenses and limited job opportunities, it is becoming more common for adult children to live at home. Although you may be living at home, it has a different feel to it than it did when [...]

Do I Need Renter’s Insurance If I Live With My Parents? 2017-12-13T14:57:05+00:00

What Kind Of Insurance Do You Need For A Small Business?

2017-12-06T20:21:31+00:00

From the moment you chose to start out on your own and to open your own business, you are exposing yourself to a particular set of risks, even before you hire your first employee. It is important when beginning your business, to get the right insurance coverage. A single lawsuit or catastrophic event can ruin [...]

What Kind Of Insurance Do You Need For A Small Business? 2017-12-06T20:21:31+00:00

What Is My Garaging Address?

2017-11-28T15:39:30+00:00

While shopping around for car insurance you may have seen that insurance companies ask for your garaging address and may not ask for your home address or consider it two different things. You may be wondering what a garaging address is and why it is important. What is my garaging address? You garaging address is [...]

What Is My Garaging Address? 2017-11-28T15:39:30+00:00

Should I Add My Spouse To My Policy?

2017-11-25T04:46:09+00:00

Getting married is exciting but also comes with a world of changes. Name changes, living arrangement changes, and even changes to your insurance policy. Should you keep your own separate policy, join on your spouses, or add them to yours? Will their driving history affect your good rates (or vice versa)? Before you go changing [...]

Should I Add My Spouse To My Policy? 2017-11-25T04:46:09+00:00

Is Uninsured Or Under-insured Motorist Coverage Really Worth It?

2017-11-13T16:52:50+00:00

Why should I get Uninsured or Underinsured Motorist Coverage? Or why should I purchase any extra coverage when Florida only requires that I have $10,000 coverage for Personal Injury Protection and Property Damage Liability. Well… For Florida drivers, having enough auto insurance is a must – and not just because it is legally required in [...]

Is Uninsured Or Under-insured Motorist Coverage Really Worth It? 2017-11-13T16:52:50+00:00

Why Do I Need Commercial Auto Insurance?

2017-11-06T20:13:09+00:00

Do Uber or Lyft drivers need commercial auto insurance? What about UberEats or other food delivery drivers? Personal auto insurance will typically cover individuals while they commute to and from home but that is pretty much where work-related coverage ends. If you use your personal vehicle, or even have a separate vehicle, for transporting goods [...]

Why Do I Need Commercial Auto Insurance? 2017-11-06T20:13:09+00:00

Is It Illegal To Drive With A Cracked Windshield?

2017-10-23T13:47:12+00:00

How to handle a damaged windshield can vary from state to state. Luckily, in the State of Florida, a damaged windshield is not the worst thing that could happen to a driver because there are affordable options to repair or replace your windshield. IS IT ILLEGAL TO DRIVE WITH A CRACKED WINDSHIELD? According to Florida [...]

Is It Illegal To Drive With A Cracked Windshield? 2017-10-23T13:47:12+00:00

Will My Insurance Cover Me If I Am Sued?

2017-10-16T04:05:50+00:00

We live in a litigious society with nearly 15 million lawsuits being filed every year – and it’s not just the big business or the rich who are sued. Everyday people are filing lawsuits or are being sued, and on average, 55% of the plaintiffs win their case. This can be a concerning issue for [...]

Will My Insurance Cover Me If I Am Sued? 2017-10-16T04:05:50+00:00

Life Insurance Myths and Truths

2017-11-16T02:23:51+00:00

Life Insurance. It’s something every adult needs but many times, not something anyone wants to think about or consider. Commonly, this is because the benefits of life insurance are understated or misunderstood. Here are a few life insurance myths and the real truths behind them. There is no need for additional life insurance outside of [...]

Life Insurance Myths and Truths 2017-11-16T02:23:51+00:00

General Liability Insurance

2017-10-04T19:06:30+00:00

For those starting a business or looking for another insurance provider for your company, no matter what your business is for, you are going to need general liability insurance.  This article is designed to explain what types of coverage is available under general liability insurance and how to determine your business’s insurance needs. What is [...]

General Liability Insurance 2017-10-04T19:06:30+00:00

Why You Need Renter’s Insurance

2017-09-27T15:39:08+00:00

Think renter’s insurance is just for your stuff? Too often, we have clients that think that they don’t own enough personal property to justify getting renters insurance, or that it isn’t valuable enough to insure. Or they believe that they aren’t at risk for a disaster. Renter’s insurance provides benefits for more than just replacing [...]

Why You Need Renter’s Insurance 2017-09-27T15:39:08+00:00

6 Tips For Drivers To Share The Road Safely With Cyclists

2017-09-20T14:07:34+00:00

Cycling, biking, road biking, bicyclists. We have all seen them on the road and some drivers may even be annoyed by their presence on the road. According to the U.S. Census Bureau, there has been an ever-growing population of cyclists on the road, nearly doubling in this time frame. There are a few important things [...]

6 Tips For Drivers To Share The Road Safely With Cyclists 2017-09-20T14:07:34+00:00

Can Someone Drive My Car If They Are Not On My Insurance?

2017-09-14T18:17:30+00:00

Lending your car out may be a rare occurrence but when you do, you feel you are doing the right thing by helping someone in need out. Although, still a good deed, you could be putting yourself at risk without even knowing it. In most cases of car insurance, the insurance follows the car first [...]

Can Someone Drive My Car If They Are Not On My Insurance? 2017-09-14T18:17:30+00:00

Hurricane Preparedness Tips

2017-09-05T15:30:15+00:00

As Hurricane Irma makes its approach towards Florida, Governor Rick Scott has declared a state of emergency for the entire State of Florida as a precaution. Hurricane Irma was declared a Category 5 hurricane Tuesday (Sept 5th) morning, which means Floridians should be taking this storm seriously especially with the chance of landfall at the [...]

Hurricane Preparedness Tips 2017-09-05T15:30:15+00:00

Grilling And Recreational Fire Safety Tips

2017-08-23T19:01:03+00:00

Labor Day is coming and that means barbecues are going to be fired up during the extended weekend. With the increase in outdoor cooking and activities, the risk for accidental fires caused by grills or recreational fires will be on the rise. According to the National Fire Protection Agency (NFPA) nearly 8,900 residential fires caused [...]

Grilling And Recreational Fire Safety Tips 2017-08-23T19:01:03+00:00

Will My Car Insurance Pay If I Am At Fault?

2017-08-17T17:23:24+00:00

Will My Car Insurance Pay If I Am At Fault? If your insurance will pay for damages depends on the coverage and the amount of coverage you elected. Here is a breakdown of each coverage option available and how that coverage works. Personal Injury Protection (PIP) Insurance Florida may be a no-fault state but fault [...]

Will My Car Insurance Pay If I Am At Fault? 2017-08-17T17:23:24+00:00

Do I Have To Add My Teen Driver To My Insurance?

2017-07-27T18:49:25+00:00

There are several questions surround teenage drivers, when or how to get them insurance, and how your rates as a parent may be affected. So, to clarify any questions about teen driving and teen insurance, we’ve compiled a list of commonly asked questions. Have a question that we haven’t listed? Fill out a contact form [...]

Do I Have To Add My Teen Driver To My Insurance? 2017-07-27T18:49:25+00:00

Misconceptions About Florida Homeowner’s Insurance

2017-07-27T15:45:11+00:00

Buying a home is exciting but there are a few details that we don’t think about until the day to sign the loan approaches, such as purchasing homeowner’s insurance. When people first come to us looking to purchase homeowner’s insurance we’ve noticed there are a few misconceptions about Florida homeowner’s insurance, so we decided [...]

Misconceptions About Florida Homeowner’s Insurance 2017-07-27T15:45:11+00:00

Top 6 Insurance Mistakes Made By Small Business Owners

2017-07-19T18:01:25+00:00

Forming your own business is a lot of work – more than what the average person clocks in a week. So, shouldn’t you protect your time and effort by insuring your company? Getting insurance is a smart bet and easy to set up with a simple call to our office. Don’t make one of these [...]

Top 6 Insurance Mistakes Made By Small Business Owners 2017-07-19T18:01:25+00:00

Do I Need Hurricane or Flood Insurance?

2017-07-18T03:20:14+00:00

Hurricane season runs from June 1st to November 30th and 2017 is expected to have a busier season than before. According to the National Oceanic Atmospheric Administration (NOAA) eleven to seventeen storms (including April’s Tropical Storm Arlene) are predicted for this year’s hurricane season; 5 to 9 of which will escalate into hurricanes and two [...]

Do I Need Hurricane or Flood Insurance? 2017-07-18T03:20:14+00:00

4 Reasons Young Adults Should Have Life Insurance

2017-07-05T18:20:09+00:00

Life insurance is designed for the “what ifs” of life and is usually considered later in adulthood when you have the well-being of a spouse or children to think about. It’s not commonly considered by those who are still new to adulthood, fresh out of college, and free of the financial responsibility of supporting another [...]

4 Reasons Young Adults Should Have Life Insurance 2017-07-05T18:20:09+00:00

The Benefits of Group Life Insurance and Why it May Not be Enough

2017-07-05T17:01:37+00:00

Many employers offer basic life insurance coverage up to one year’s salary for no cost to their employees and allow employees to purchase additional coverage. This type of company-sponsored life insurance is called “group life insurance”. This is a great benefit and at the minimum, workers should accept the basic coverage provided by their employer. [...]

The Benefits of Group Life Insurance and Why it May Not be Enough 2017-07-05T17:01:37+00:00

Helpful Tips For Selling Your Motorcycle or Car

2017-06-20T15:25:07+00:00

If you are preparing to sell your car or motorcycle, follow these tips to maximize your profit and improve your chances of selling the bike or car in a timely manner. Research the current market value of your motorcycle or automobile. Don’t be surprised if this value is far below what you paid for your [...]

Helpful Tips For Selling Your Motorcycle or Car 2017-06-20T15:25:07+00:00

10 Tips For Buying A Used Motorcycle

2017-06-20T14:06:22+00:00

If you have been considering purchasing a used motorcycle, we have compiled a comprehensive list of things you should consider or do prior to making that purchase. Some of these tips will also be beneficial if you plan to buy new. Decide which style of bike will best fit your lifestyle. There are several types [...]

10 Tips For Buying A Used Motorcycle 2017-06-20T14:06:22+00:00

Make Your Backyard Safe in 5 Easy Steps

2017-06-14T20:06:45+00:00

It’s hot, humid, and rainy - must mean that the Florida summer is upon us. That means it is time to make sure that your backyard is safe and ready for fun! Follow this checklist to make sure that your backyard is ready for playtime or for have everyone over for some entertainment. Eliminate pest [...]

Make Your Backyard Safe in 5 Easy Steps 2017-06-14T20:06:45+00:00

Tips For Hiring Seasonal Employees For Your Small Business

2017-06-05T18:13:46+00:00

Small businesses often need to consider all expenses that they incur to ensure that the budget is well utilized. One aspect of business practices where a small business could save a significant amount of money is the hiring of seasonal employees. If your business has peak seasons where you conduct most of your benefits, like [...]

Tips For Hiring Seasonal Employees For Your Small Business 2017-06-05T18:13:46+00:00

Easy Guide To Preparing Your Boat For The Summer

2017-05-12T03:03:05+00:00

It is important to assure that your boat is ready for the summer season or it could end up costing you more money fixing the issues in the end. Please ensure to check all of the following items on our checklist to assure your boat is just as ready for summer as you are! First, [...]

Easy Guide To Preparing Your Boat For The Summer 2017-05-12T03:03:05+00:00

10 Simple Ways To Reduce Your Homeowner’s Insurance Premium

2017-05-12T02:57:11+00:00

Did you know there are things you can do within your home to keep your insurance premiums affordable and discounted? Homeowners insurance is available to keep homeowners financially safe when things go wrong. Your home floods, catches fire, and everything is destroyed. If you have homeowner’s insurance, you can avoid the financial depletion it leaves [...]

10 Simple Ways To Reduce Your Homeowner’s Insurance Premium 2017-05-12T02:57:11+00:00

Get Your RV Ready For The First Trip Of The Season

2017-05-10T17:58:04+00:00

Just like your home and car, your recreational vehicle should be checked to ensure it is ready for the season. You can do this easily by yourself or you may hire a professional to take a look and check for you. Here are a few things that should be checked before heading out on your [...]

Get Your RV Ready For The First Trip Of The Season 2017-05-10T17:58:04+00:00

Why It Is Important For Woman To Have Life Insurance

2017-05-10T17:47:46+00:00

Ladies, the truth is, many of you are the CEO of your families. Whether you are performing double duty in the workforce and at home or not, you are a vital part of your family’s success. Without you, your family could be struggling to provide the things you take care of on a daily basis. [...]

Why It Is Important For Woman To Have Life Insurance 2017-05-10T17:47:46+00:00