Homeowner’s Insurance

As the years have passed, things have changed drastically for Florida residents in regard to homeowners insurance; we have kept pace with each new chance and have learned the best reaction to each modification in policy and carrier requirements.

Recent weather events of the past few years have played havoc on the insurance industry as a whole. Hurricanes, tornadoes, floods, and other natural events have proven themselves to be not only possible, but likely. Weather, however, is not the only thing homeowners need to worry about. Thieves, vandals, accidents, and other damaging events are also valid cause to buy homeowners insurance.

What Does Homeowner’s Insurance Cover?

Fire and Lightning
Damage by Freezing of Water Delivery Systems
Theft On or Off Premises
Windstorm and Hail
Accidental Electrical Damage to Appliances
Falling Objects
Windstorm and Hail
Damage by Accidental Cracking or Bursting
Structural Collapse
Damage to Property Of Others
First Aid Expenses of Others
Vandalism and Malicious Mischief
Costs of Defending Claims Against You
Riot and Civil Commotion
Vehicle Impact
 Aircraft Impact
Accidental Overflow of Water from Plumbing

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