October is Fire Safety Month and we are starting this month’s blog off with some important fire safety tips and common causes of household fires to help you prevent fires in your home and keep your family safe.
Fire in the home is a devastating event which may lead to loss of life, injuries, and damage to properties. On a yearly basis, millions around the world experience fire in their homes. Readiness can make a difference between life and a devastating loss.
Even when no loss of life occurs, fires are still quite devastating because of the amount of damage that befalls your property and belongings. The effects of the disaster are compounded because most fires that start in the home could have been prevented.
The following are the most common causes of household fires and possible ways of preventing them from occurring:
Carelessness in the kitchen is the leading cause of house fires in general.
Electrical fires are also a very common threat faced by homes. It comes with different warnings such as circuit breakers tripping off frequently, blowing of fuses, and most commonly, lights dimming when another electrical/electronic appliance is used. Ensure the following:
One of the major causes of home fire is candles most especially during winter and Christmas seasons where they often kept close to blankets or decorative items. A burning candle kept in an unoccupied room is dangerous. Make sure that:
Fatal fires start mostly at night. So always ensure you have a working smoke alarm – this device can save your life. Alarms should be placed closed to the kitchen and sleeping areas. Also place smoke alarms at every level of the house. Alarms should be tested every month to ensure they are working properly. Also, batteries should be replaced twice every year.
Check Your Home Insurance Coverage
Fires are also financially devastating. It is important to review your homeowners or renters insurance to ensure you are fully covered in the event of a fire. Homeowners insurance will help protect you from the cost of rebuilding your home and replacing your belongings. Renters insurance will help protect your belongings only since you are not responsible for insuring the building itself.
An escape plan should be created for the household in event of domestic fire. Every member of the household should be educated on “what to do” and “what not to do” in event of fire. Tips to include in your escape plan:
In addition to basic fire prevention and helpful products, it is important to also review your renter’s insurance or homeowner’s insurance to ensure you have adequate coverage in the event that your home or belongings fall victim to the destruction of fire.