For many years people have assumed that the color red attracts an officer more than any other color, resulting in more tickets for those drivers. But interestingly, law enforcement agencies across the country agree that the color of a person’s car does not determine whether they will be stopped and ticketed. The driving habit of the operator is what an officer notices. Remember the drivers get ticketed….not the cars.
In fact, the model of the car may have more to do with the number of tickets issued than the color. A 2014 study by Insurance.com revealed that the Subaru WRX was the most ticketed car with 33.6 percent of the drivers being ticketed. The Pontiac GTO was number two with 32.7 percent of drivers being ticketed. Similarly, a recent 2016 survey by Yahoo had the Lexus ES and Nissan 350Z at the top of their list. Whatever the model, it makes sense that folks with a similar driving style might choose similar cars to drive.
These drivers were ticketed for a variety of reasons not just speeding. A few of the other violations include running a red light, driving at night without headlights, running stop signs, illegal turns, and illegal parking. And of course not all drivers of WRX’s and GTO’s get tickets, just the ones with poor driving habits. But if you already have a history of getting into to trouble on the roads, you might want to consider a less exciting model for your next car.
Living in a particular state may increase your chance of being ticketed. Especially since a recent study by SmartAsset reports that Florida has the worst drivers in the entire country. The data used to determine these statistics include DUIs, and car-related deaths. Couple that with the fact that a 2012 study by the Insurance Research Council found 1-in-4 Florida drivers are uninsured, and you can see why the insurance rates in our area are so high.
With Florida’s poor driver rankings and high number of drivers without insurance, it is essential to make sure you carry enough coverage on your own insurance policy. In 2015, WalletHub rated Florida as the worst place to have a traffic accident due to the large number of uninsured drivers and minimal insurance requirements. This combination leaves responsible drivers largely unprotected. The best way to protect yourself is to purchase Uninsured / Underinsured Motorist Coverage. It is an optional coverage and must be requested if you want it included in your policy. The coverage can be purchased in limits equal to your bodily injury coverage and any increment lower than that amount. This coverage comes into play when the at-fault party doesn’t have insurance, or doesn’t have enough insurance to compensate you for your injuries.
Other coverages that are useful to have in the event you are hit by an uninsured driver are Collision coverage and Rental Car Reimbursement. Give your insurance agent a call to discuss your options and make sure your policy suits your needs.