Auto (Car) Insurance

Even if your driving record isn’t perfect, we are committed to helping you receive the best coverage that has been optimized to meet your present needs. Florida drivers are required by law to carry insurance for their own personal protection (PIP) and for property damage liability. In addition to the state minimum requirements, drivers should also consider additional policy options for complete coverage.

Physical Damage Insurance

Comprehensive Auto Insurance Coverage
Pays for damage to your car, less any deductible, caused by things other than collision or upset.
Collision Auto Insurance Coverage
Pays for damage to your car, less any deductible, caused by collision with another car or object, 
or  by upset.

Liability Insurance

Property Damage Liability Coverage
Pays for claims when you are responsible for damage to someone else’s car or property.
Bodily Injury Liability Coverage
Pays for claims when you are responsible for injury to others, and for your legal defense costs.
Medical Payments Coverage
Pays for certain medical expenses sustained by you or others while occupying your car, regardless of who is at fault.
Uninsured and Underinsured Motorist Coverage
Pays for hospital costs and other medical expenses for bodily injury to you and others in your car, when injury is caused by an underinsured or uninsured driver.
Personal Injury Protection (PIP)
Regardless of driver’s legal liability, pays for medical expenses, disability expenses, and death benefits.

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