Property Damage Liability Coverage
Pays for claims when you are responsible for damage to someone else’s car or property.
Bodily Injury Liability Coverage
Pays for claims when you are responsible for injury to others, and for your legal defense costs.
Medical Payments Coverage
Pays for certain medical expenses sustained by you or others while occupying your car, regardless of who is at fault.
Uninsured and Underinsured Motorist Coverage
Pays for hospital costs and other medical expenses for bodily injury to you and others in your car, when injury is caused by an underinsured or uninsured driver.
Personal Injury Protection (PIP)
Regardless of driver’s legal liability, pays for medical expenses, disability expenses, and death benefits.